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It might well be the best-known feature of ACH. What could be easier than having your wages, tax refunds, government benefits and more placed safely and securely into your bank account? Direct Deposit makes that possible. No checks to cash and then to clear. Your funds are available immediately. Whether you know it as Direct Deposit, electronic funds transfer (EFT) or e-check, it all comes down to the same thing: a safe, reliable way to get your money.

Online payments education that works with your schedule. Study what you want, at your pace, with courses that are typically about 20 minutes long. PaymentsIQ by Nacha offers more than 140 courses covering a range of payments topics.

ACH Network participants looking to log in to Nacha’s secure Risk Management Portal should click Learn More. The Portal includes the ACH Contact Registry, Third-Party Sender Registration, Direct Access Registration, and the Terminated Originator Database. By using the Portal, ACH Network participants can help enhance ACH Network quality and security, fueling innovation and the continued growth of the ACH Network.

New Nacha Operating Rule changes are intended to reduce the incidence of frauds, such as business email compromise (BEC), or impersonation schemes, that make use of credit-push payments. The new Rules will impact all financial institutions and establish a base-level of ACH payment monitoring on all parties in the ACH Network (except consumers).

Get ACH payments resources for treasury and finance payments practitioners and payroll professionals at corporations, larger businesses, and federal, state and local governmental organizations. 

Businesses have their share of expenses, particularly paying suppliers. When they skip the checks and pay online, that’s a Business-to-Business payment, or B2B.