CN110175841A - The elderly's special electronic payment mechanism - Google Patents

The invention discloses a kind of the elderly's special electronic payment mechanism, including information acquisition module, input equipments, operating display, identity display screen, central microprocessor, wireless communication module, antenna, distress call starting module, loudspeaker, balance sensor, database module, power module, the database module include payment amount limitation submodule and identity information submodule.By locating module, balance sensor and urgent call module in the present invention, so that the personal safety using the elderly of the device is further ensured that；Vital signs detecting module carries out selective alarm to abnormal vital sign, while database module records this abnormal vital signs data；User can carry out export printing to monthly, season or annual vital sign data as needed；The setting of solar power supply apparatus guarantees that user will not power off during the navigation process so that the stand-by time of the payment devices with positioning function greatly prolongs.

The elderly's special electronic payment mechanism

Technical field

The invention belongs to electronic payment devices fields, and in particular to a kind of the elderly's special electronic payment mechanism.

Background technique

As electric business is constantly developed universal with smart phone, mobile payment has gradually come into ours Daily life greatly changes the consumption pattern of people.Present people go out consumption, need to take out mobile phone and sweep sweeping, Easily realize payment function.China at this stage, the operation mode of mobile payment is mainly played by Third-party payment provider The effect of one intermediary, Alipay, wechat payment such as play very crucial effect as Third-party payment platform.

Invention CN206150668U discloses a kind of multifunction electronic wallet, including input equipment, memory, microcontroller Device, display screen and communication module, the microcontroller are connect with input equipment, memory, display screen, communication module, more function Energy stored value card can display real-time remaining sum in packet, carry out consumption statistic, financing is planned.

Invention CN206224676U discloses a kind of multifunction electronic wallet, including shell, pedestal, solar panel, Control panel, the shell lower section are provided with the pedestal, the solar panel, the sun are equipped on the pedestal It can be provided with hook among solar panel, be provided with headlamp above the solar panel, be provided on the shell described Control panel, the control panel side are equipped with display screen, and the display screen side is equipped with Fingerprint Identification Unit, the fingerprint It is provided with keyboard below identifier, lighting button is installed below the keyboard, is provided between the shell and the pedestal Card reading slot is equipped with card reader inside the card reading slot, and the chassis interior is provided with battery.

These multifunction electronic wallets or are related to passing through battery in addition to the means of payment for the basic mobile payment being related to Plate increases illumination functions, or increases financial function.However as the difference of social development degree, for multifunction electronic money The safety of payment and additional function of packet still have further need.

Payment devices are typically integrated among intelligent mobile terminal, and currently, the elderly is for using smart phone In the presence of mental handicape or learning disorder to a certain extent, many elderlys non-smart mobile phone still accustomed to using.And for The e-payment demand become increasingly popular at present does not use smart phone, will bring great inconvenience to the consumption and payment of the elderly.

The elderly is when stepping on electronic equipment using mobile phone, due to visual impairment, is generally difficult to identify the screen of usual size It has been shown that, also, due to the decline of the elderly's cognitive ability, there are many lawless people dolus malus the elderlys, thus to old age People and its family bring great economic loss.

The information disclosed in the background technology section is intended only to increase the understanding to general background of the invention, without answering When being considered as recognizing or imply that the information constitutes the prior art already known to those of ordinary skill in the art in any form.

Summary of the invention

The purpose of the present invention is to provide a kind of dedicated payment devices of the elderly, can be realized enhancing display, Voice plays payment information, disburser's identification, payment amount limitation and the function of notifying contact person, so that the elderly Can electronic payment function conveniently be used with safe.Meanwhile the elderly's special electronic payment mechanism also has other attached Function, such as positioning, emergency alarm etc..

To achieve the above object, the present invention provides a kind of the elderly's special electronic payment mechanisms, including information collection mould Block, input equipment, operating display, identity display screen, central microprocessor, wireless communication module, antenna, distress call starting Module, loudspeaker, balance sensor, database module, power module, the database module include payment amount limitation submodule Block and identity information submodule, wherein the information acquisition module is used for acquisition management person's identity information and/or user's body Part information, the identity information are that the identity such as combination, facial recognition information, iris information, the finger print information of account number and password are known Other information；The input equipment, for inputting administrator's identity information and/or user's identity information；The operating display, For showing the relevant information of delivery operation；The identity display screen, for showing the identity information of user, the user Identity information include the name of the user, blood group, home address, emergency contact the information such as contact method in one A or multiple combination；The loudspeaker, in payment process, the relevant information of delivery operation to be carried out voice broadcasting； The identity information submodule, is used for storage administrator's identity information and user's identity information, and the identity information can be with For identity identification informations such as the combination of account number and password, facial recognition information, iris information, finger print informations；The payment amount Submodule is limited, for storing payment amount restricted information, including the limitation of single maximum payment amount, odd-numbered day maximum payment amount Limitation, the combination of one or more of information such as week maximum payment amount limitation and the limitation of moon maximum payment amount；It is described Balance sensor falls if detected suddenly for detecting whether the elderly's special electronic payment mechanism falls suddenly, Then the central microprocessor urgent call module starts distress call, and the distress call includes that starting loudspeaker plays calling for help Information, or module and antenna to emergency contact or hospital send information warning by wireless communication, while starting information and adopting Acquisition means carry out audio to environment locating for user and/or video information acquires, and may include described in the information warning The location of payment devices information, one or more of information such as the audio and/or video information of local environment Combination；The central microprocessor executes its respective function and operation for controlling modules；The power module is used In providing electric energy for modules.

It specifically, further include locating module in the elderly's special electronic payment mechanism, for acquiring the elderly The location information of special electronic payment mechanism, also, be also stored in the database module corresponding to the normal of different users Rule activity route and emergency contact information, when the locating module records the real time position letter of the payment devices Breath, and according to current user, it is carried out with the conventional activity route corresponding to the user stored in database real-time Comparison, if real time position deviation from the norm activity route, central microprocessor by wireless communication module and antenna to being stored Emergency contact sends information warning.

Specifically, the distress call starting module in the elderly's special electronic payment mechanism, is also used to work as user When meeting with dangerous situation, starts the urgent call module and initiate distress call, the distress call includes that starting loudspeaker is broadcast Calling for help information is put, or module and antenna start simultaneously to emergency contact or police's transmission information warning by wireless communication Information collecting device carries out audio to environment locating for user and/or video information acquires, and includes institute in the information warning State one or more of the location of payment devices information, the information such as the audio and/or video information of local environment Combination.

Specifically, described device is Wristwatch type intelligent wearable device, further includes vital signs detecting module in described device.

Specifically, the vital signs detecting module includes temperature sensor and heart rate sensor, the temperature sensor The body temperature and heart rate of user can be measured with heart rate sensor.

Specifically, the locating module further includes route track memory unit and language identification unit, and route track is remembered Recall unit and connects central microprocessor with language identification unit；The language identification unit language that input equipment acquires for identification Sound signal.

Specifically, the power module includes internal lithium battery and solar power supply apparatus, the internal lithium battery and too Positive energy power supply unit is electrically connected by analog switch with other modules.

Preferably, the outer surface of the payment devices is equipped with loophole, solar power supply apparatus setting with The inside of the corresponding payment devices of the loophole.

It specifically, further include NFC module in the elderly's special electronic payment mechanism, storage makes in the NFC module Gate inhibition's card information of user institute residence or other the information that NFC technique is stored can be used.

Specifically, the identity display screen in the elderly's special electronic payment mechanism is that electronic ink screen or monochrome are aobvious The low-power consumption display screen such as display screen.

Specifically, it is fixed to can be GPS positioning module, Beidou for the locating module in the elderly's special electronic payment mechanism Position module, Galileo locating module or GLONASS locating module etc..

Compared with prior art, the invention has the following advantages:

One, the elderly's special electronic payment mechanism according to the present invention solves the electricity of the elderly without using smart phone Sub- payment problem, and by payment amount limitation function, so that the safety of payment of the elderly is further ensured that；

Two, by locating module, balance sensor and urgent call module, so that the person of the elderly using the device Safety is further ensured that；

Three, by the setting of solar power supply apparatus, so that the stand-by time of the payment devices with positioning function It greatly prolongs, guarantees that user does not power off during the navigation process, further ensure that the elderly's activity safety outdoors；

Four, by setting vital signs detecting module, selective alarm, while database are carried out to abnormal vital sign Module records this abnormal vital signs data；User can as needed carry out monthly, season or annual vital sign data Export printing.

Detailed description of the invention

Fig. 1 is the structural schematic diagram according to the elderly's special electronic payment mechanism in this hair embodiment；

Fig. 2 is battery modular structure connection schematic diagram in the present invention.

Main appended drawing reference explanation:

101- information acquisition module, 102- input equipment, 103- operating display, 104- identity display screen, 105- positioning Module, 106- central microprocessor, 107- wireless communication module, 108- antenna, 109- distress call starting module, 110- loudspeaking Device, 111- database module, 1111- payment amount limitation submodule, 1112- identity information submodule, 112- power module, Lithium battery inside 1121-, 1122- solar power supply apparatus, 1123- analog switch, 113-NFC module, 114- balance sensor.

Specific embodiment

With reference to the accompanying drawing, specific embodiments of the present invention will be described in detail, it is to be understood that guarantor of the invention Shield range is not limited by the specific implementation.

Unless otherwise explicitly stated, otherwise in entire disclosure and claims, term " includes " or its change Changing such as "comprising" or " including " etc. will be understood to comprise stated element or component, and not exclude other members Part or other component parts.

As shown in Figure 1, the elderly's special electronic payment mechanism according to the preferred embodiment of the present invention includes: information collection Module 101, input equipment 102, operating display 103, identity display screen 104, locating module 105, central microprocessor 106, Wireless communication module 107, antenna 108, distress call starting module 109, buzzer 110, database module 111, payment amount Limit submodule 1111, identity information submodule 1112, power module 112, NFC module 113, balance sensor 114.

It further include balance sensor 114 in the elderly's special electronic payment mechanism, if balance sensor 114 detects Fall suddenly to the elderly's special electronic payment mechanism, at this point, have greatly may be the elderly because it is unexpected or Disease and fall, therefore, 106 urgent call module 109 of central microprocessor starts distress call, and the distress call can wrap Include starting loudspeaker 110 and play calling for help information, or by wireless communication module 107 and antenna 108 to emergency contact or doctor Institute sends information warning, while starting information collecting device 101 and carrying out audio and/or video information to environment locating for user Acquisition.May include the location of payment devices information in above-mentioned information warning, the audio of local environment and/or The combination of one or more of the information such as video information.

In the identity information submodule 1112 of the elderly's special electronic payment mechanism, storage administrator's identity information with And user's identity information, the identity information can be the combination of account number and password, facial recognition information, iris information, refer to The identity identification informations such as line information.Wherein, administrator's identity information is set when the device carries out initial setting up by input It is inputted or is acquired for 102 or information acquisition module 101, and stored, user's identity information can be by pipe Reason person is inputted by input equipment 102, or is acquired by information acquisition module 101.User can be set For one or more, each user has its corresponding payment amount restricted information, is stored in payment amount limitation submodule In block 1111.The payment amount restricted information includes the limitation of single maximum payment amount, the limitation of odd-numbered day maximum payment amount, week The combination of one or more of the information such as maximum payment amount limitation and the limitation of moon maximum payment amount.The user Information further include its name, blood group, home address, emergency contact the information such as contact method.

When a certain user is when using the payment devices, pass through information acquisition module 101 or defeated first Enter equipment 102 and input its identity information, the payment devices are logged in the identity information of the user.When user logs in institute After stating payment devices, the name of the login user, blood group, disease information, home address, emergency contact correspondent party The combination of one or more of the information such as formula will be displayed on identity display screen 104.The identity display screen 104 can be with It is the low-power consumption display screen such as electronic ink screen or single color display screen, and user's identity information is used in user and is somebody's turn to do It during payment devices, can be shown always, or pass through any input excitation display.

When being paid, according to the current desired means of payment wanted, can select to adopt by information by user Collect the payment information two dimensional code that module 101 scans businessman, or selection is shown on operating display in the payment devices Payment two dimensional code corresponding with user's information, is scanned by businessman.Meanwhile central microprocessor 106 controls loudspeaking Device 110 plays payment suggestion voice information, and the elderly is enabled to understand the information of the secondary payment by the voice of broadcasting.No matter Through above two or other modes, after payment information and payment amount has been determined, it is necessary to pass through input by user Equipment 102 inputs payment cipher, or acquires other sides for being used to verify user's identity information by information acquisition module 101 One or more combinations among formula, such as facial scan, finger scan, iris scan etc..

When being paid, when secondary payment amount or the progressive payment amount of money have to meet the payment amount limitation Otherwise set limitation in submodule 1111 will be refused to pay, and may be selected to show that refusal to pay is former on operating display Cause, meanwhile, central microprocessor 106 controls wireless communication module 107 and antenna 108 sends this time to emergency contact and is rejected The payment information of payment.

It can also include locating module 105 in the payment devices, the position of the payment devices can be acquired Information.The conventional activity route corresponding to different users, the positioning mould can also be stored in the database module 111 Block 105 can recorde the real-time position information of the payment devices, and according to current user, and be deposited in database The conventional activity route corresponding to the user of storage carries out real time contrast, if real time position deviation from the norm activity route, center Microprocessor 106 module 107 and antenna 108 to the emergency contact stored can send information warning by wireless communication.

The locating module 105 can be GPS positioning module, Beidou positioning module, Galileo locating module or GLONASS Locating module etc..

It can also include distress call starting module 109 in the payment devices, when user meets with dangerous situation When, distress call can be started by starting urgent call module 109, the distress call module 109 may include that starting is raised Sound device 110 plays calling for help information, or module 107 and antenna 108 are warned to emergency contact or police's transmission by wireless communication Show information, while starting information collecting device 101 and audio and/or video information acquisition are carried out to environment locating for user.On Stating in information warning may include the location of payment devices information, audio and/or the video letter of local environment The combination of one or more of the information such as breath.

Described device is Wristwatch type intelligent wearable device, further includes vital signs detecting module in described device.

The vital signs detecting module includes temperature sensor and heart rate sensor, and the temperature sensor and heart rate pass Sensor can measure the body temperature and heart rate of user, further include the normal body temperature and heart rate of user in the database module 111 Numberical range, if the data of vital signs detecting module collection exceed normal numberical range, the operating display 103 is aobvious Show and whether start urgent call module 109, while the database module 111 records this abnormal vital signs data；User Export printing can be carried out to monthly, season or annual vital sign data as needed.

The locating module 105 further includes route track memory unit and language identification unit, and route track memory is single Member connects central microprocessor 106 with language identification unit；The language identification unit for identification input equipment 102 acquire Voice signal independently can carry out voice input, the language identification unit identification by input equipment 102 when user gets lost When to the word tones such as " jia " or " hui ", the central microprocessor 106 will start route track memory unit, be referred to by loudspeaker Lead the position that user's backtracking is got home or user often occurs.

Further include power module 112 in the payment devices, is mentioned for the modules in the payment devices For electric energy.

The power module 112 includes internal lithium battery 1121 and solar power supply apparatus 1122, the internal lithium battery 1121 and solar power supply apparatus 1122 be electrically connected with other modules by analog switch 1123.The solar power supply apparatus 1122 are arranged in the another side of payment devices corresponding with display operation screen 103, and the central microprocessor 106 is in real time Detect whether the solar power supply apparatus 1122 has lasting electric energy conversion, when detecting that solar power supply apparatus 1122 holds When continuous electric energy is converted, input channel is switched to the solar power supply apparatus by controlling the analog switch 1123 1122。

One of preferred embodiment are as follows: the outer surface of the payment devices is equipped with loophole, described solar powered The inside of payment devices corresponding with the loophole is arranged in device 1122.

Also, above-mentioned modules execute its respective function and operation by the control of central microprocessor 106.

It can also include NFC module, the NFC module in the payment devices although in Fig. 1 and showing In can store user institute residence gate inhibition's card information or other the information that NFC technique is stored can be used.

The modules in documented the elderly's special electronic payment mechanism and submodule can be arranged on system above Among one shell, wired electrical connection is used from each other.In addition, certain module therein, such as information collecting device 101, Input unit 102 etc. can be placed on except the elderly's special electronic payment mechanism, using wired or wireless connection. It will be understood by those skilled in the art that above-mentioned modules can be attached in various ways with each documented by execution above Item function.

The aforementioned description to specific exemplary embodiment of the invention is in order to illustrate and illustration purpose.These descriptions It is not wishing to limit the invention to disclosed precise forms, and it will be apparent that according to the above instruction, can much be changed And variation.The purpose of selecting and describing the exemplary embodiment is that explaining specific principle of the invention and its actually answering With so that those skilled in the art can be realized and utilize a variety of different exemplary implementation schemes of the invention and Various chooses and changes.The scope of the present invention is intended to be limited by claims and its equivalents.