CN110992024A - Electronic payment certificate generation method and device - Google Patents

The invention provides a method and a device for generating an electronic payment certificate, wherein the method comprises the following steps: acquiring payment date and payment information; acquiring a certificate picture according to the payment date and a certificate picture acquisition rule; and generating an electronic payment certificate according to the payment information and the certificate picture. The device is used for executing the method. The method and the device for generating the electronic payment voucher, provided by the embodiment of the invention, can generate diversified electronic vouchers.

Electronic payment certificate generation method and device

Technical Field

The invention relates to the technical field of computers, in particular to a method and a device for generating an electronic payment certificate.

Background

With the continuous popularization of computer networks, electronic payment methods are more and more accepted by people in daily life, and are widely applied in the fields of supermarket shopping, life payment and the like.

Currently, after an electronic payment is completed, an electronic payment credential may be generated as proof of payment. In the prior art, a uniform template is usually adopted for generating the electronic payment voucher, the template is fixed in style, and the electronic payment voucher is single in style.

Therefore, how to provide a method for generating an electronic payment certificate, which can generate diversified electronic payment certificates, is an important issue to be solved in the field.

Disclosure of Invention

To solve the problems in the prior art, embodiments of the present invention provide a method and an apparatus for generating an electronic payment credential, which are capable of generating diversified electronic payment credentials.

In one aspect, the present invention provides a method for generating an electronic payment credential, including:

acquiring payment date and payment information;

acquiring a certificate picture according to the payment date and a certificate picture acquisition rule;

and generating an electronic payment certificate according to the payment information and the certificate picture.

In another aspect, the present invention provides an apparatus for generating an electronic payment credential, including:

the first acquisition unit is used for acquiring payment date and payment information;

the second acquisition unit is used for acquiring the certificate picture according to the payment date and the certificate picture acquisition rule;

and the generating unit is used for generating an electronic payment certificate according to the payment information and the certificate picture.

In yet another aspect, the present invention provides an electronic device, including a memory, a processor, and a computer program stored on the memory and executable on the processor, where the processor executes the computer program to implement the steps of the method for generating an electronic payment credential according to any one of the embodiments.

In yet another aspect, the present invention provides a computer-readable storage medium having stored thereon a computer program which, when executed by a processor, performs the steps of the method for generating an electronic payment credential as described in any one of the above embodiments.

The method and the device for generating the electronic payment certificate provided by the embodiment of the invention can acquire the payment date and the payment information, then acquire the certificate picture according to the payment date and the certificate picture acquisition rule, and generate the electronic payment certificate according to the payment information and the certificate picture.

Drawings

In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:

fig. 1 is a flowchart illustrating a method for generating an electronic payment credential according to an embodiment of the present invention.

Fig. 2 is a flowchart illustrating a method for generating an electronic payment credential according to another embodiment of the present invention.

Fig. 3 is a schematic structural diagram of an apparatus for generating an electronic payment credential according to an embodiment of the present invention.

Fig. 4 is a schematic structural diagram of an apparatus for generating an electronic payment credential according to another embodiment of the present invention.

Fig. 5 is a schematic structural diagram of an apparatus for generating an electronic payment credential according to yet another embodiment of the present invention.

Fig. 6 is a schematic physical structure diagram of an electronic device according to an embodiment of the present invention.

Detailed Description

In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention and not to limit the present invention. It should be noted that the embodiments and features of the embodiments in the present application may be arbitrarily combined with each other without conflict.

Fig. 1 is a schematic flow chart of a method for generating an electronic payment credential according to an embodiment of the present invention, and as shown in fig. 1, the method for generating an electronic payment credential according to the embodiment of the present invention includes:

s101, acquiring payment date and payment information;

specifically, after the user completes payment through an electronic payment mode, the server may obtain a payment date and payment information, where the payment date is a date when the electronic payment is completed, and the payment information includes, but is not limited to, information such as a payment account, a payment amount, and a collection account. The execution body of the electronic payment method provided by the embodiment of the invention comprises but is not limited to a server.

For example, after the user a interactively pays 50 yuan of water fee with the server B through the smartphone a in 2019 in XX month XX day, the server B may obtain the payment date: XX month XX day in 2019, and payment information: and the payment account, the water charge collection account and the payment amount of the user A are 50 yuan.

S102, obtaining a certificate picture according to the payment date and a certificate picture obtaining rule;

specifically, after obtaining the payment date, the server may obtain a certificate picture according to the payment date and a certificate picture obtaining rule, where the certificate picture is used to generate an electronic payment certificate. Wherein the credential picture acquisition rule is preset.

For example, after the payment date is judged and known to be a preset festival, a picture corresponding to the preset festival is obtained from a festival picture library to serve as the certificate picture; wherein the holiday picture gallery is preset.

S103, generating an electronic payment certificate according to the payment information and the certificate picture.

Specifically, after the server obtains the certificate picture, an electronic payment certificate can be generated according to the payment information and the certificate picture. The certificate picture can be displayed in a first preset area of the electronic payment certificate according to an agreed picture proportion, and the payment information is displayed in a second preset area of the electronic payment certificate. The server, after generating the electronic payment credential, may return the electronic payment credential to the client of the user for electronic payment. The first preset area and the second preset area are set according to actual needs, and the embodiment of the invention is not limited. It can be understood that a third preset area for displaying text information can be further arranged on the electronic certificate, the text information includes but is not limited to life pleasure, festival pleasure and the like, and the text information is arranged according to actual needs, and the embodiment of the invention is not limited.

The method for generating the electronic payment certificate provided by the embodiment of the invention can acquire the payment date and the payment information, then acquire the certificate picture according to the payment date and the certificate picture acquisition rule, and generate the electronic payment certificate according to the payment information and the certificate picture.

On the basis of the foregoing embodiments, further, the obtaining a certificate picture according to the payment date and the certificate picture obtaining rule includes:

if the payment date is judged to be the preset festival, acquiring a picture corresponding to the preset festival from a festival picture library as the certificate picture; wherein the holiday picture gallery is preset.

Specifically, after obtaining the payment date, the server may determine whether the payment date is a preset festival, and if the payment date is the preset festival, the server may obtain, from a festival picture library, a picture corresponding to the preset festival as the credential picture. The festival picture library is preset and stores pictures corresponding to the preset festivals. The preset festival includes, but is not limited to, spring festival, New year, Wu Yi festival, Hour festival, mid-autumn festival, etc., and is set according to actual conditions, and the embodiment of the invention is not limited. The picture for generating the electronic payment voucher is determined according to the preset festival, different voucher pictures can be adopted in different festivals, and the diversification of the electronic payment voucher is improved.

For example, if the server determines that the payment date is a day of labor, a picture corresponding to the day of labor is obtained from the festival picture library as the voucher picture. The pictures corresponding to the five labor sections are collected in advance and stored in the festival picture library, and if a plurality of pictures corresponding to the five labor sections exist, one picture can be randomly selected to serve as the certificate picture.

Fig. 2 is a schematic flow chart of a method for generating an electronic payment certificate according to another embodiment of the present invention, as shown in fig. 2, further, on the basis of the foregoing embodiments, the obtaining a certificate picture according to the payment date and a certificate picture obtaining rule includes:

s1021, if the payment date is judged and known not to be a preset festival, acquiring a user attribute corresponding to the user identifier according to the user identifier included in the payment information;

specifically, after obtaining the payment date, the server may determine whether the payment date is a preset festival, and if the payment date is not the preset festival, obtain a user identifier from the payment information, and then obtain a user attribute corresponding to the user identifier according to the user identifier. The payment information comprises a user identifier, the user identifier corresponds to the payment information, a user attribute corresponding to the user identifier is preset, and the user attribute is set according to actual needs.

For example, the user attributes include birthday, favorite color, picture preference, and the like. The birthday is the user's birthday, the favorite color is a color the user likes, and the picture preferences include, but are not limited to, people, landscape, cartoon, writing, urban, outdoor, and the like.

S1022, obtaining the voucher picture according to the user attribute and the picture attribute of each picture included in the common picture library; wherein the general picture library is preset.

Specifically, after obtaining the user attribute, the server may obtain, as the credential picture, a picture matched with the user attribute from each picture library of a common picture library according to the user attribute. Each picture included in the common picture library has a picture attribute, and the picture attribute of the picture is matched with the user attribute, so that the picture is a picture matched with the user attribute. The common picture library is preset, a plurality of pictures are stored, each picture has a picture attribute, the picture attribute of each picture is preset, and the picture attribute is set according to actual needs.

For example, the picture attributes include three types, namely a birthday, a main color and a picture style, the picture attribute is the birthday and represents that the picture is a picture about a birthday celebration, the picture attribute is the main color and represents that the area occupied by the main color on the picture exceeds 50% of the total area of the picture, and the picture style includes but is not limited to characters, landscapes, cartoons, realistic writing, cities, outdoors and the like. The matching of the picture with the user attribute may be performed according to the priority of each user attribute. Suppose that the user attributes include three of birthday, like color, and picture preference, with the birthday having the highest priority, the like color having the second priority, and the picture preference having the lowest priority. If the payment date is the birthday of the user, preferentially acquiring a picture with the attribute of the birthday from a common picture library as a certificate picture; if the picture attribute is that there are a plurality of pictures of the birthday, a picture with the main color same as the favorite color of the user attribute, such as blue, can be selected as a certificate picture; if a plurality of pictures with the main color of the picture attribute being blue exist, the picture with the same picture style as the picture preference of the user attribute can be selected as the certificate picture. If a plurality of pictures with the same picture style as the picture preference of the user attribute still exist, one picture can be randomly selected from the plurality of pictures to serve as the certificate picture. If the payment date is not the birthday of the user, obtaining a picture with the main color of the picture being the same as the favorite color of the user attribute from the common picture library as the certificate picture. And if the picture with the main color being the same as the favorite color of the user attribute of the picture is not obtained from the common picture library, obtaining the picture with the picture style being the same as the picture preference of the user attribute from the common picture library as the certificate picture.

For example, the picture attribute includes a first subject color and a second subject color, the first subject color is a color in which an area occupied by the picture exceeds 50% of a total area of the picture, the second subject color is a color in which an area occupied by the picture exceeds 20% of the total area of the picture, an area ratio of the first subject color to the picture may be used as a selection score of the first subject color, and an area ratio of the second subject color to the picture may be used as a selection score of the first subject color. It is assumed that the favorite colors of the user attributes include a first favorite color and a second favorite color, the first favorite color is weighted by a, and the second favorite color is weighted by b. The total selection score of each picture can be calculated according to the first favorite color and the second favorite color of the user attribute and the first main body color and the second main body color included in the picture attribute, and the picture with the highest total selection score is used as the voucher picture. If two colors of the first and second favorite colors are exactly the same as two colors of the first and second main body colors, a sum of a product of a weight of the first favorite color and a corresponding selection score and a product of a weight of the second favorite color and a corresponding selection score is calculated as a total selection score of the picture. If one of the two colors of the first and second favorite colors is the same as one of the two colors of the first and second subject colors, multiplying the weight of the first or second favorite color having the same color by the selection score of the first or second subject color having the same color as the total selection score of the picture. If both of the first and second favorite colors are different from both of the first and second body colors, the total choice of the picture is 0.

On the basis of the foregoing embodiments, further, before obtaining the certificate picture according to the payment date and the certificate picture obtaining rule, the method further includes:

and judging whether the payment is full or not according to the payment information.

Specifically, the server may obtain a payment amount and a user identifier from the payment information, then obtain a fee to be paid of the user according to the user identifier query, compare the payment amount with the fee to be paid, and if the payment amount is greater than or equal to the payment fee, it is indicated that the user has paid for a sufficient amount, and may generate the electronic payment identifier. And if the payment amount is less than the payment fee, the user does not have the full payment fee, and the payment identifier cannot be generated. The payment information comprises payment amount and user identification. The fee to be paid of the user is preset and corresponds to the user identification.

The generation device of the electronic payment certificate provided by the embodiment of the invention can acquire the payment date and the payment information, then acquire the certificate picture according to the payment date and the certificate picture acquisition rule, and generate the electronic payment certificate according to the payment information and the certificate picture.

after judging that the payment date is a preset festival, acquiring a picture corresponding to the preset festival from a festival picture library as the certificate picture; wherein the holiday picture gallery is preset.

After obtaining the user attribute, the obtaining sub-unit 3022 may obtain, as the credential picture, a picture matching the user attribute from each of general picture libraries according to the user attribute. Each picture included in the common picture library has a picture attribute, the picture attribute of the picture is matched with the user attribute, and the picture is the picture matched with the user attribute. The common picture library is preset, stores a plurality of pictures, each picture has a picture attribute, the picture attribute of each picture is preset, and the picture attribute is set according to actual needs.

The embodiment of the apparatus provided in the embodiment of the present invention may be specifically configured to execute the processing flows of the above method embodiments, and the functions of the apparatus are not described herein again, and refer to the detailed description of the above method embodiments.

The present embodiment discloses a computer program product comprising a computer program stored on a non-transitory computer readable storage medium, the computer program comprising program instructions which, when executed by a computer, enable the computer to perform the method provided by the above-mentioned method embodiments, for example, comprising: acquiring payment date and payment information; acquiring a certificate picture according to the payment date and a certificate picture acquisition rule; and generating an electronic payment certificate according to the payment information and the certificate picture.

The present embodiment provides a computer-readable storage medium, which stores a computer program, where the computer program causes the computer to execute the method provided by the above method embodiments, for example, the method includes: acquiring payment date and payment information; acquiring a certificate picture according to the payment date and a certificate picture acquisition rule; and generating an electronic payment certificate according to the payment information and the certificate picture.

As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

In the description herein, references to the description of the term "one embodiment," a particular embodiment, "" some embodiments, "" e.g., "an example," "a particular example," or "some examples," etc., mean that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the invention. In this specification, the schematic representations of the terms used above do not necessarily refer to the same embodiment or example. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples.

The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalents, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.