CN201892965U - Bank card - Google Patents
- ️Wed Jul 06 2011
CN201892965U - Bank card - Google Patents
Bank card Download PDFInfo
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Publication number
- CN201892965U CN201892965U CN2010206316912U CN201020631691U CN201892965U CN 201892965 U CN201892965 U CN 201892965U CN 2010206316912 U CN2010206316912 U CN 2010206316912U CN 201020631691 U CN201020631691 U CN 201020631691U CN 201892965 U CN201892965 U CN 201892965U Authority
- CN
- China Prior art keywords
- bank card
- fingerprint
- card
- holder
- module Prior art date
- 2010-11-26 Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/073—Special arrangements for circuits, e.g. for protecting identification code in memory
- G06K19/07309—Means for preventing undesired reading or writing from or onto record carriers
- G06K19/07345—Means for preventing undesired reading or writing from or onto record carriers by activating or deactivating at least a part of the circuit on the record carrier, e.g. ON/OFF switches
- G06K19/07354—Means for preventing undesired reading or writing from or onto record carriers by activating or deactivating at least a part of the circuit on the record carrier, e.g. ON/OFF switches by biometrically sensitive means, e.g. fingerprint sensitive
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- Engineering & Computer Science (AREA)
- Computer Hardware Design (AREA)
- Computer Security & Cryptography (AREA)
- General Engineering & Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Collating Specific Patterns (AREA)
Abstract
The utility model relates to a bank card, which comprises an integrated circuit (IC) card body and a fingerprinted identification module which is coupled with the IC card body. The security of the bank card is further improved through the fingerprint identification module.
Description
Technical field
The utility model relates to the safety technique of bank card.
Background technology
The use of bank card is quite universal.At present the bank card that uses comprises two kinds of magnetic stripe card and chip cards.Magnetic stripe card by imitated in the mode of side record, the stolen situation of password also takes place easily, so there is certain hidden danger in the security of magnetic stripe card easily.Based on this, most magnetic stripe card all has been upgraded to chip card.
Though but chip card can solve aforementioned imitated problem, can't solve the password theft problem, is still to have potential safety hazard with chip card.
The security that how further to promote bank card is a current problem that needs solution.
The utility model content
In view of this, the utility model provides a kind of bank card, can address the above problem effectively, and then protect holder's interests conscientiously.
The bank card that the utility model provides comprises IC-card body and the fingerprint identification module that couples with described IC-card body; Wherein, this fingerprint identification module comprises that storage gathers and be used as the data field that prestores of the finger print data of identification parameter in advance, and the collection contrast unit of gathering holder's fingerprint and the holder's fingerprint gathered and the finger print data that is stored in the described data field that prestores are compared when using this bank card.
Bank card provided by the utility model, preferably, described collection contrast unit further comprises the collection module of gathering holder's fingerprint, the contrast module that the holder's fingerprint gathered and the finger print data of being stored are compared, thereby and under the situation of the fingerprint of being gathered and described finger print data coupling the described card body of triggering make described bank card be in triggering module under the pattern of opening.Further, under fingerprint of being gathered and the unmatched situation of described finger print data, make described triggering module motionless moving, make described bank card still be under the locking mode.
The bank card that the utility model provides, preferably, described fingerprint identification module also comprises and is used to make described bank card opening the kayser control module that enters locking mode under the pattern.
Owing to adopted fingerprint recognition; make bank card before entering conventional financial treatment scheme; at first to discern holder's fingerprint; to confirm whether the holder is the setting holder of this bank card; thereby outside the conventional password, increased the bank card protection mechanism of not allowing to be replicated and to imitate again.
Description of drawings
Fig. 1 is the principle assumption diagram of
bank card1 described in the utility model.
Embodiment
For above-mentioned purpose of the present utility model, feature and advantage are become apparent more,, further describe the utility model below in conjunction with the drawings and specific embodiments.
Briefly, the utility model is applied to existing bank card with fingerprint identification technology, make it open kayser as of bank card, thereby make the holder before the conventional func of using bank card, at first will be by this bank card being opened by fingerprint recognition, then just can enter the routine work flow process, for example password input, cardholder information checking, payment or inquiry etc.
In the following description, be that chip card is that example describes with the bank card, but the utility model be not limited on the chip card at this point.
Fig. 1 is the principle assumption diagram of
bank card1 described in the utility model.As shown in the figure, the
bank card1 according to the utility model structure comprises IC-
card body10 and fingerprint identification module 20.Compare with existing bank card, the IC-card body has increased the function mutual with
fingerprint identification module20 outside conventional func.In describing below of the present utility model, the conventional func of IC-card body is just seldom done description because of not being specifically related in the technical scheme described in the utility model.
20 comprises
prestore data field201 and
collection contrast unit203 and kayser control module 205.The finger print data that is used for fingerprint recognition is gathered in advance is stored in the
data field201 that prestores, so that the fingerprint of being gathered when opening card with
bank card1 is follow-up compares at every turn.The collection in advance of finger print data can be finished voluntarily by the holder, for example by the holder when
bank card1 begins to enable, gather the fingerprint of oneself and store the finger print data of being gathered into the
data field201 that prestores, as comparison basis.For safety, preferably, in a single day the utility model, finger print data import this
data field201 that prestores, and the holder promptly can't change voluntarily.
Gather
contrast unit203 and be used for when each holder opens card, gathering holder's fingerprint, and the fingerprint of being stored in the fingerprint gathered and the
data field201 that prestores compared, if coupling then sends start signal to
card body10, make
bank card1 be in the pattern of opening.Particularly, gathering
contrast unit203 comprises collection module, contrast module and triggers module; This is gathered module and gathers holder's finger print information, and send holder's fingerprint of being gathered to the contrast module, by this contrast module the holder's fingerprint gathered and the finger print data of being stored are compared, under the situation of fingerprint of being gathered and described finger print data coupling, thereby this triggering module triggers described card body makes described bank card be in the pattern of opening, and in fingerprint of being gathered and the unmatched situation of described finger print data, this triggering module does not carry out trigger action, and described bank card is under the locking mode.
Opening under the pattern, the financial application module that is arranged in the card body is (not shown among Fig. 2, need to prove that for clarity sake the module that will be used for the conventional func of processing bank card in the utility model is called " financial application module ") be unlocked,
bank card1 enters conventional treatment scheme.If do not match,
bank card1 is entered under the locking mode.Under this locking mode, the financial application module is not activated, and therefore
bank card1 can't enter conventional financial treatment scheme.
Alternately, gathering
contrast unit203 can instruct and open the card function and be associated with the existing card of opening in the card body 10.In this case, under the fingerprint matching case of successful, trigger this and open the card instruction and then open this
bank card1, make
bank card1 enter conventional financial treatment scheme.
Kayser
control module205 makes
bank card1 opening under the pattern, can enter into locking mode.Specifically, be in when opening pattern at
bank card1, just, under the fingerprint recognition situation that the match is successful, import its fingerprint (promptly gathering holder's fingerprint once more by gathering contrast unit 203) once more by the holder,
bank card1 is locked, that is gathers
contrast unit203 under the situation that receives holder's fingerprint once more, send stop signal to the financial application module, it is quit work.
In addition, for preventing that the holder from forgetting pintle hook lock after using bank card,
kayser control module205 is configured under the fingerprint recognition situation that the match is successful, if (in 5 minutes) also are not touched formula or the activation of contactless Card Reader at the fixed time, then automatic state with
bank card1 is converted to locking by opening.
In the practical application, fingerprint identification module can be used as independent chip or circuit board, is integrated in the IC-card body, also can be integrated in the chip of IC-card body, perhaps,, be integrated in the chip of IC-card body such as the kayser control module with the part of fingerprint identification module.
Owing on bank card, be provided with fingerprint identification module; make bank card when not using,, but can't open by fingerprint identification module under the situation of bank card even other people have obtained bank card and password; still can't use this card, thereby farthest protect holder's interests.
And, because the utility model is arranged on fingerprint recognition on the IC-card body, it is also had the following advantages:
1. need not existing transaction terminal (as the POS terminal) is carried out any improvement.With regard to whole payment system, saved cost, also be beneficial to popularizing of
bank card1 described in the utility model.
2. the fingerprint typing can be finished voluntarily by the holder, need not to gather by third party (such as bank), has protected holder's privacy effectively.
In above description in conjunction with embodiment, term " conventional func " refers to the transaction system (for example Unionpay's transaction system etc.) that bank card is access in its place, and then a series of transaction and the processing capacity of in this system, being carried out, and " conventional financial treatment scheme " refers to the transaction system (for example Unionpay's transaction, Alipay transaction system etc.) that bank card is access in its place, and then a series of transaction and the processing procedure of in this system, being carried out, this with those skilled in the art general to understand be identical.
Should be noted that at last above embodiment is only in order to explanation the technical solution of the utility model but not limit it.Although the utility model is had been described in detail with reference to above-mentioned embodiment; those of ordinary skill in the art is to be understood that; still can make amendment or the part technical characterictic is equal to replacement embodiment of the present utility model; and under the spirit that does not break away from the technical solution of the utility model, it all should be encompassed in the middle of the technical scheme scope that the utility model asks for protection.
Claims (4)
1. a bank card is characterized in that, described bank card comprises IC-card body and the fingerprint identification module that couples with described IC-card body.
2. bank card according to claim 1 is characterized in that, described fingerprint identification module comprises the data field that prestores that is used to store the finger print data of gathering in advance that is used as identification parameter; And when using this bank card, the collection contrast unit of gathering holder's fingerprint and the holder's fingerprint gathered and the finger print data of being stored being compared.
3. bank card according to claim 2, it is characterized in that, described collection contrast unit further comprises the collection module of gathering holder's fingerprint, the contrast module that the holder's fingerprint gathered and the finger print data of being stored are compared, thereby and under the situation of the fingerprint of being gathered and described finger print data coupling the described card body of triggering make described bank card be in triggering module under the pattern of opening.
4. according to claim 2 or 3 described bank cards, it is characterized in that described fingerprint identification module also comprises and is used to make described bank card opening the kayser control module that enters locking mode under the pattern.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010206316912U CN201892965U (en) | 2010-11-26 | 2010-11-26 | Bank card |
| PCT/CN2011/082921 WO2012069005A1 (en) | 2010-11-26 | 2011-11-25 | Bank card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010206316912U CN201892965U (en) | 2010-11-26 | 2010-11-26 | Bank card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN201892965U true CN201892965U (en) | 2011-07-06 |
Family
ID=44222436
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2010206316912U Expired - Lifetime CN201892965U (en) | 2010-11-26 | 2010-11-26 | Bank card |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN201892965U (en) |
| WO (1) | WO2012069005A1 (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2012069005A1 (en) * | 2010-11-26 | 2012-05-31 | 中国银联股份有限公司 | Bank card |
| CN106295774A (en) * | 2016-08-08 | 2017-01-04 | 苏海 | The active bank card that a kind of band fingerprint is false proof |
| CN107093070A (en) * | 2016-11-23 | 2017-08-25 | 招商银行股份有限公司 | Card management-control method and device |
| CN109147165A (en) * | 2017-06-28 | 2019-01-04 | 上海共联通信信息发展有限公司 | A kind of all-purpose card reports the loss method automatically |
Family Cites Families (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US7681232B2 (en) * | 2004-03-08 | 2010-03-16 | Cardlab Aps | Credit card and a secured data activation system |
| CN2731584Y (en) * | 2004-08-05 | 2005-10-05 | 巍世科技有限公司 | biometric electronic card |
| CN201892965U (en) * | 2010-11-26 | 2011-07-06 | 中国银联股份有限公司 | Bank card |
-
2010
- 2010-11-26 CN CN2010206316912U patent/CN201892965U/en not_active Expired - Lifetime
-
2011
- 2011-11-25 WO PCT/CN2011/082921 patent/WO2012069005A1/en active Application Filing
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2012069005A1 (en) * | 2010-11-26 | 2012-05-31 | 中国银联股份有限公司 | Bank card |
| CN106295774A (en) * | 2016-08-08 | 2017-01-04 | 苏海 | The active bank card that a kind of band fingerprint is false proof |
| CN107093070A (en) * | 2016-11-23 | 2017-08-25 | 招商银行股份有限公司 | Card management-control method and device |
| CN107093070B (en) * | 2016-11-23 | 2024-03-08 | 招商银行股份有限公司 | Card management and control method and device |
| CN109147165A (en) * | 2017-06-28 | 2019-01-04 | 上海共联通信信息发展有限公司 | A kind of all-purpose card reports the loss method automatically |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2012069005A1 (en) | 2012-05-31 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| 2011-07-06 | C14 | Grant of patent or utility model | |
| 2011-07-06 | GR01 | Patent grant | |
| 2020-12-15 | CX01 | Expiry of patent term | |
| 2020-12-15 | CX01 | Expiry of patent term |
Granted publication date: 20110706 |